Helping you achieve and continue your dream of home-ownership is my passion and joy! Whether you are buying a home for the first time, or the 20th, you deserve to be excited and have an impressive financing experience.
I want to get to know you. By understanding your short and long term goals, together we can tailor the best mortgage for your financial circumstances. As your advocate through the exciting and sometimes stressful process of real estate investing, I will make certain your questions are answered and consistent communication is maintained.
Having been in the real estate industry since 1996, I have collected a practical, well-rounded education on the entire real estate process. Partnering with American Pacific Mortgage gives me the necessary tools to deliver a smooth and pleasant home loan experience for my clients.
- Traditional home financing
- Jumbo mortgages
- Refinance mortgages
- FHA home loans with more lenient qualifying criteria
- VA & USDA mortgages
- Zero down-payment financing options
- First-time homebuyer financing
- Specialty Loan Programs for homebuyers that don’t meet traditional mortgage criteria
About American Pacific Mortgage
We think home ownership is a really big deal.
American Pacific Mortgage was founded in 1996 for one simple reason: to help our clients purchase homes by securing the best possible loans at the most favorable rates and terms. Today we are one of the nations’ largest private mortgage bankers. We are 100% committed to do what it takes to get your loan funded.
We understand that each client is unique & that is why we offer a diverse portfolio of programs to ensure you get the ideal mortgage for your individual needs. Some key plans we offer are:
- Keys on Time: The Keys on Time* program provides you with the strongest purchase offer in today’s competitive market and no loan contingency. With full underwriting, pre-approval, your loan will be able to close in 20 days or we will pay you $895.
- Secure Lock: Lock in your mortgage rate while you shop for a home, sell your home or build your home. With full credit approval, Secure Lock provides peach of mind rate protection for 90 days or more from raising rates while allowing for a float down option if rates go down.
- Sellers Edge: Give your listing a competitive advantage and pass on closing cost savings to your buyer. Sellers who offer concessions will attract more buyers. Combined with APM's "Secure Lock & List" program you will receive up to $400 off closing costs on your next home purchase.
“Rosa described the loan process to us in detail and was always quick to answer any questions we had. She also was quite helpful in working through any changes that occurred and made us feel as though she had everything under control. It was the easiest part of our moving process! She is friendly, knowledgeable and we would definitely work with her again!”
“I don't know where to begin to tell you how fabulous Rosa is. Being first time homebuyers we felt very overwhelmed and didn't know where to begin. Rosa guided us through every step, gave us suggestions on how to improve our credit, listened to our concerns, and was very supportive of our decisions. I have and will continue to recommend her services to anyone looking!”
"Rosa described the loan process to us in detail and was always quick to answer any questions we had. She also was quite helpful in working through any changes that occurred and made us feel as though she had everything under control. It was the easiest part of our moving process! She is friendly, knowledgeable and would definitely work with her again!"
15117 Main St B-106, Mill Creek WA 98012
808 134th St SW B-205, Everett WA 98204 • NMLS#1850 /1062505